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Better Health Benefits

Discover cost-effective, high-quality health benefits via the UnitedHealthcare Community Chamber Program.

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Plans built for healthier Elgin Area Chamber businesses

The Community Chamber Program from UnitedHealthcare gives you members-only access to plans built for your business — with benefits you’d be proud to offer your employees and at an average savings of 25%.1  Lower costs and quality benefits go hand in hand with a small business health plan from UnitedHealthcare.

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Small business health plans designed to give you more

Discover savings, flexibility and stability with UnitedHealthcare Level Funded health plans — built to help chamber member businesses balance the cost savings they’re looking for with benefits plan participants want.

Savings

  • Rates based on the medical claims experience of your plan participants (groups 5-50 not subject to adjusted community rating)
  • Potential for a year-end surplus refund for your health plan if plan participant medical and pharmacy claims are lower than expected

Flexibility

  • Exemption from many Affordable Care Act (ACA) regulations and state insurance premium taxes
  • A variety of plan designs and provider networks to choose from

Stability

  • Fixed monthly payments, similar to a fully insured plan experience
  • Stop loss protection from unexpected high medical claims costs
  • Online tools to simplify plan management

With the level funded health plan, nearly instant cost and coverage information is at your fingertips.

HOW IT WORKS

The Surest® Level Funded health plan is a no-deductible plan to connect members to cost and care options through an easy-to-use app. See how powerful simple can be.

See how it works

Get a no-obligation quote today or learn more

Interested to see how much your business may save on a health plan from the Chamber Program?

Contact Christian DiVito of IXSolutions for a personalized quote.

CHRISTIAN DIVITO

CHRISTIAN DIVITO
Executive Vice President
IXSolutions

"With just 2 employees, I was able to save "Company X"  $693 on their health insurance premiums after joining the chamber!" - Christian DiVito

Ask Christian for a quote

Footnotes

  1. 25% savings based on Q4 2024 UnitedHealthcare internal analysis for average price comparison between UnitedHealthcare plans in Illinois. Savings are not guaranteed.
  2. Please consult a tax and/or legal advisor to determine if, by receiving this refund, there are any restrictions or obligations. Surplus refund available only where allowed by law.